AmericanHeritageU logo


Featured financial wellness topics from American Heritage Credit Union. Sign up or log in for access to our complete library.

Financial Basics

Kid on a bike heading down a long road. Word START is next to boy.

A money management course that outlines the basics of financial health - from budgeting to insurance.

Woman with hand under trunk of tree with $ signs as leaves on chalkboard

Financial Health   

The concept of financial health is the foundation of any financial plan.
Woman's hand writing out three goals on yellow legal pad.

Introduction to Budgeting   

Why budgeting is important, no matter how much money you earn.
Hand running credit card through credit card machine.

Credit vs. Debit Cards   

Credit and debit cards each have pros and cons. When should you use each?
Boy Scout in uniform with hand raised for Scout Pledge. Boy Scouts written above.

Credit Reports and Scores   

Credit reports and scores determine the rates you pay when borrowing and can affect your ability to get certain jobs.
Personal Check with pen point on amount box.

Managing Accounts   

Account management strategies for checking and savings.
Credit Report with Score

Building Credit   

Understanding the decisions and behaviors that can lead to improved credit scores.
Woman's forehead leaning down on her hand.  Discouraged.

Identity Theft   

Understanding ID theft and how to prevent it.
Person handing car key to another person.

Buying a Car

From choosing a make and model to financing a purchase, topics every consumer should understand when buying a car.

Person handing car key to another person.

Buying a Car Introduction   

An introduction to the basics of this major purchase and responsibility.
Front of 5 new cars lined up. Same car, different colors.

Choosing a Make and Model

A look at four important factors to consider when choosing a car: fuel consumption, insurance rates, reliability, and depreciation.
Man making two small piles of dollar bills.

The Total Cost of Ownership

Understanding the many costs associated with owning a car - from financing to taxes.
An approved Lease Agreement

Buy or Lease?

Understanding the pros and cons of vehicle leasing.
Desktop showing two people holding pens and reviewing papers.

Financing a Car Purchase

How a loan affects the total cost of buying a car.
Man pointing under the hood of a car to a man and woman

Evaluating a Used Car

How to "do your homework" before buying a used car.
Cartoon of Archery Target with Arrow in Bullseye.

Setting a Target Price

How to set a realistic target price for both new and used vehicles.
Desktop showing two people holding pens and reviewing papers.

Negotiating Price

Know what to expect when negotiating the best deal.
Young woman in driver's seat adjusting rearview mirror in car.

Avoiding Surprises

Think the negotiating is finished when you agree on a price? Here's how to negotiate dealer extras and extended warranty pitches.
Lower part of man's leg with one foot about to step on upwards facing tacks.

Common Mistakes When Buying a Car

Twelve common mistakes to keep in mind when shopping for a car.

Financial Wellness Home

This Week

A woman giving a young girl a piggy back ride.

Setting Your Financial Priorities

A look at the factors influencing how we spend and save money.

Need help now?

Call for free personalized credit counseling.

(888) 729-7820

Become a Member

Take a closer look at what makes us different. Apply in as fast as five minutes!

Join Now

About American Heritage Credit Union

We believe each member has the right to make informed, educated decisions about their financial future. That's why we offer tools, classes, and in-person advising, all completely free: to give you the confidence to choose what's best for you.

Have a question? Let us know!


 Visit Us Online